If you are a natural person, you can open a checking account, which will offer you the security of your funds and allow you to make intra bank and interbank transfers and settle your bills by direct debit (e.g. STEG, SONEDE or telephone bills).
Moreover, thanks to this account, you can benefit from a checkbook and a wide range of payment and credit cards. You can also access a multitude of credits, specifically tailored to your needs.